Home Insurance Costs Are Up 46% Since 2021. Here's How to Fight Back

If your homeowners insurance bill went up this year, you're not alone. According to a recent Pew Research Center survey, 71% of U.S. homeowners say their insurance costs have increased over the past few years. And it's not a small bump for most people. A full 42% say their costs have gone up "a lot.

What Home Sellers Expect This Spring vs What the Data Shows in Riverside County

We have officially entered the 2026 spring housing market, and for many homeowners, there is a sense of optimism in the air. According to the latest Spring Seller Survey from Realtor.com, sellers are heading into the season with high expectations.  But as we transition into a more nuanced market, th

The Wealth Gap Between Homeowners and Renters Is Bigger Than You Think

Across decades of financial data, one pattern consistently shows up: Homeowners typically old 30 to 50 times more wealth than renters.  That’s not because homeowners necessarily earn more money or make smarter financial decisions. Much of it comes down to one simple difference—how housing payments w

What a 5.99% Mortgage Rate Means for Buyers in Riverside CA and surrounding areas

A year ago, a lot of homebuyers in Riverside CA and surrounding areas ran the numbers and didn’t like what they saw. Today, those numbers look different. According to Zillow, a median-income household can now afford $30,302 more home than they could a year ago.  The reason? Mortgage rates have eased