Home Insurance Costs Are Up 46% Since 2021. Here's How to Fight Back

If your homeowners insurance bill went up this year, you're not alone. According to a recent Pew Research Center survey, 71% of U.S. homeowners say their insurance costs have increased over the past few years. And it's not a small bump for most people. A full 42% say their costs have gone up "a lot.

Down Payment Help is Becoming the Norm. Here Are Your Options

A 2026 survey looked at how Americans are actually getting into homes right now. It found 40% of all surveyed homeowners received financial help with their down payment, up from 35% just three years ago.  The generational numbers are even more striking: more than half of millennial buyers got help,

What a 5.99% Mortgage Rate Means for Buyers in Riverside CA and surrounding areas

A year ago, a lot of homebuyers in Riverside CA and surrounding areas ran the numbers and didn’t like what they saw. Today, those numbers look different. According to Zillow, a median-income household can now afford $30,302 more home than they could a year ago.  The reason? Mortgage rates have eased

Before You Believe the Doomers, Read These 7 Data Points on Housing Affordability

Housing is expensive. Rates are higher than they were in early 2020. Home prices have gone up. Rent hasn’t exactly been a bargain either.  So, when a bold graphic like this one shows up in your feed confirming that frustration, it’s easy to assume that’s the whole story.  The good news? It’s not. Be