The Wealth Gap Between Homeowners and Renters Is Bigger Than You Think

Across decades of financial data, one pattern consistently shows up: Homeowners typically old 30 to 50 times more wealth than renters.  That’s not because homeowners necessarily earn more money or make smarter financial decisions. Much of it comes down to one simple difference—how housing payments w

What a 5.99% Mortgage Rate Means for Buyers in Riverside CA and surrounding areas

A year ago, a lot of homebuyers in Riverside CA and surrounding areas ran the numbers and didn’t like what they saw. Today, those numbers look different. According to Zillow, a median-income household can now afford $30,302 more home than they could a year ago.  The reason? Mortgage rates have eased

Before You Believe the Doomers, Read These 7 Data Points on Housing Affordability

Housing is expensive. Rates are higher than they were in early 2020. Home prices have gone up. Rent hasn’t exactly been a bargain either.  So, when a bold graphic like this one shows up in your feed confirming that frustration, it’s easy to assume that’s the whole story.  The good news? It’s not. Be

Homebuyers Don’t Care As Much About These 5 Details As You Might Think

Most sellers start with good intentions. You want the house to look great. So you Google what to fix before selling, skim a few articles, and suddenly it feels like your entire home needs an upgrade. The list grows fast. New paint. New floors. New counters. New fixtures. Before long, selling feels l