The Wealth Gap Between Homeowners and Renters Is Bigger Than You Think

Across decades of financial data, one pattern consistently shows up: Homeowners typically old 30 to 50 times more wealth than renters.  That’s not because homeowners necessarily earn more money or make smarter financial decisions. Much of it comes down to one simple difference—how housing payments w

3 Pricing Mistakes Home Sellers Make Every Spring

Every year, right before the spring market kicks off, sellers say the same thing: “We just don’t want to leave any money on the table.” And they’re absolutely right. No one wants to sell their home only to wonder later if they could have gotten more. So what do many sellers do? They assume the way t

What a 5.99% Mortgage Rate Means for Buyers in Riverside CA and surrounding areas

A year ago, a lot of homebuyers in Riverside CA and surrounding areas ran the numbers and didn’t like what they saw. Today, those numbers look different. According to Zillow, a median-income household can now afford $30,302 more home than they could a year ago.  The reason? Mortgage rates have eased

Before You Believe the Doomers, Read These 7 Data Points on Housing Affordability

Housing is expensive. Rates are higher than they were in early 2020. Home prices have gone up. Rent hasn’t exactly been a bargain either.  So, when a bold graphic like this one shows up in your feed confirming that frustration, it’s easy to assume that’s the whole story.  The good news? It’s not. Be